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The articles analyzed will be Risk and regulation: can improved government action reduce the impacts of natural disasters by Robin Spence and Flood risk management in the United States and the impact of Hurricane Strain by Gerald E. Galloway. These article explain the devastation natural disasters can cause and the regulations needed to prepare for such disastrous events. Spence says, “three types of regulations are considered: (1 ) regulations for constructing new buildings and code enforcement; (2) regulations for intervening in/upgrading the existing building stock; and (3) regulation of the insurance industry’ (2004).

These are things that Spence suggests should be brought to the attention of the federal and coal governments in order to move towards a better solution for natural disasters. Galloway says, “disastrous multi-state floods in 1 993, 1997 and 2006 (Hurricane Strain) brought new attention to what activity should take place in revering and coastal floodplains and to differences between the floodplain management and flood risk management approaches” (2008). Hurricane Strain put into light the devastation that natural disasters cause without proper preparations.

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These articles make suggestions as to what to prepare for in future natural disasters. Risk and Regulation Spence says, “the risks from natural hazards are rapidly increasing” (2004). Natural disasters will continue happen and the more prepared we are for these instances the better chances people have to survive the disaster and recover their losses in a timely manner. Spence (2004) also explains the differences in casualties in countries stricken with poverty compared to richer countries.

Richer countries have more resources and regulations available to its people, which result in a lower death rate from natural disasters compared to a poor country with little resources and regulations. While richer countries untie to reduce death from natural disasters Spence says, “losses of life from wind and storm have actually increased very much in line with the rise in population levels” in poorer countries (2004). The regulations of building to withstand natural disasters are an important part of preparation for these types of storms.

Spence says, “many of the current building rules and regulations derive from previous experience of natural disasters” (2004). When natural disasters occur and building fall it is important to determine the cause to rectify further destruction for buildings that are built in their place. According to Spence (2004) there is room for improvement in regards to regulating the construction of buildings. Codes need to be put in place to make new buildings safer and upgrade existing buildings to the Same standards.

Spence Says, “codes and enforcement regulations have to be carefully matched to the social and economic circumstances” (2004). Low-income communities may not be able to bring their buildings up to code in the same time frame as a high-income community. Another issues Spence (2004) talks about are natural hazard insurance. Spence (2004) mentions several programs in place such as the National Flood Insurance Program, New Zealand Earthquake Commission and the Natural Catastrophe Insurance program.

The preceding are all programs set in place to work towards a more insured population in regards to natural hazards. To summarize Spence says, “simpler codes, and ‘deemed to satisfy rules’ may in many cases be a step forward” (2004). The Impact of Hurricane Strain and Flood Management Galloway says, “over a million people lost their homes and jobs, an more than 1300 people lost their lives” as a result of Hurricane Strain (2008). Hurricane Strain was a recent example of what happens when there is little o no planning and coordination involved in a natural disaster.

Galloway says, “since 1 994, nearly 30,000 structures have been relocated or removed from the floodplain as part of federal-state programs to reduce repetitive flood losses” (2008). The preceding is just one way that damage can be prevented or minimized in the event of a flood or any natural disaster. Other approaches to natural disasters include programs such as the Federal Emergency Management Agency (FEM.) and the National Flood Insurance Program (NAP). These programs have been increasingly more proactive since Hurricane Strain.

Galloway summarized by saying “moving to flood risk management will require not only efforts to understand the engineering uncertainties connected with flooding but it will also require a clear understanding of the costs and consequences of a failure to deal with floods” (2008). Conclusion Natural disasters will continue to take place all over the world. What is needed is a strong coordination between understanding what is coming and preparing for those disasters. Large disasters such as Hurricane Strain are prime examples of what can happen when there is lack of preparation, communication and coordination.

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